Good money management skills are essential to paying off debt, raising credit scores and improving personal savings. Keeping a close eye of personal finances once involved a calculator, a checkbook, and perhaps the occasional spreadsheet program to track spending and account balances. But with the myriad of financial apps available for download, keeping up with personal finances has become easier than ever for the average person.
This free app is beneficial for anyone who manages multiple financial accounts, such as credit cards, investments accounts and bank accounts. The app lets users consolidate their accounts and provides a one-stop resource for keeping track of spending and budgeting.
2. E*Trade Mobile
Savvy investors frequently monitor the stock market. While this used to involved subscribing to a newspaper or staying close to a personal computer, investors who trade with E*Trade can download the mobile app and track their stock performances from any location.
3. Tax Caster
Offered by Turbo Tax, this free app tracks income and estimates tax returns. Perfect for business owners, independent contractors or anyone who wants a rough idea of what they can expect come tax time.
4. Bill Tracker
Gone are the days of spreadsheets. The Bill Tracker app offers an easy and quick way to keep track of all accounts. This includes the names of creditors, due dates and the amounts due. The app sends reminder alerts as a due date approaches, as well as alerts for past due accounts.
5. ATM Hunter
Searching for an ATM is time-consuming and frustrating. But with the ATM Hunter app, finding an automatic teller machine has never been easier. The app uses the location service on mobile devices to determine a user’s current location, and then creates a list of nearby ATM machines. The app also provides a map and driving directions to these locations.
Deciding how much to tip can prove challenging because many people are unable to calculate percentages in their head. CheckPlease removes the guesswork and quickly calculates how much to tip based on a chosen percentage, such as 15% or 18%.
7. Loan Shark
The Loan Shark app is a useful tool for anyone applying for a loan. Users can compare loan products and use the loan calculator to estimate their monthly payment.
A large percentage of adults use their computers to manage their bank accounts and keep track of bills, such as credit cards, mortgages and utilities. Remembering the passwords to various accounts is tricky; but with Cards, all passwords and sensitive information are safely stored on the mobile device.
This inexpensive budgeting app helps users keep track of their spending in order to save money or perhaps get out of debt. And with the apps currency exchange feature, keeping track of spending while abroad has never been easier.
Identity theft harms credit scores and can stop loan approvals. But with the myFico app, anyone can track their credit score and monitor their credit activity directly from their mobile device. It’s the easiest ways to catch problems early and safeguard credit reports.