Browsing Tag peer to peer lending
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Medical
A Personal Loan For Medical Expenses
Summer is a great time to catch up on all those uncovered medical procedures that you have been putting off. But, when you are dealing with credit card ...
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Financial Tips
Personal Loan Scams
Personal loan scam artists never sleep or take a vacation! With the popularity of fintech products, scammers have become more sophisticated. Many are operating comfortably in the world ...
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Banks
What’s the Difference between a Bank Loan and a Peer-to-Peer Loan?
It’s not unusual to find yourself needing a loan. Every expense is not always in our budget. And the money is not always in our savings or checking ...
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Peer to Peer Lending
2017 Peer-to-Peer Lending: The Year in Pictures
Since its emergence in 2005, peer-to-peer lending has done more to disrupt the consumer finance paradigm than any other innovation. Following in the footsteps of P2P lending’s success, ...
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Peer to Peer Lending
Bitcoins, Litecoins and CryptoKitties
Where did Bitcoin Come From? Someone by the name of Satoshi Nakamoto, a pseudonym of one or more individuals, introduced to the world the concept of the Bitcoin ...
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Peer to Peer Lending
The Online Lending Paradigm Success Story
Paradigm: a distinct set of basic assumptions, concepts, ways of thinking and methodologies that are shared by a group. Today, it is only natural to turn to ...
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Financial Tips
A Personal Loan vs. Your Credit Card
The need for a loan can be unexpected, or merely a result of a planned expense that costs more than you thought, and for which your savings fell ...
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Peer to Peer Lending
Marketplace Lending Comes Before Congress
On July 13th, the Subcommittee on Financial Institutions and Consumer Credit of the Congressional Committee for Financial Services, held a hearing on marketplace lending and Fintech (financial technology). A ...
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Loans
Consumer Lending – Then and Now
Consumer Lending in the Modern Age Consumer lending today is nothing like it was in your parents’ day. Once upon a time, we were debt-free. Imagine a time ...
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Peer to Peer Lending
Understanding How Peer to Peer Loans Works
More and more people are finding the relative ease and low application requirements with added benefits of peer to peer loans as a very viable and often helpful ...
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Peerform Online Lending
- No More Post-Holiday Credit Card Bills You Cannot Afford November 15, 2018Holiday shopping has begun! Well, it sure seems like it. Black Friday ads from the most popular retailers, including Best Buy, Amazon, Target and Walmart were released last week. How do you make sure your merry November and December shopping does not leave you with scary credit card bills in January? Being Cavalier Will Cost […]
- How Multiple Credit Cards Affect Your Credit Score November 8, 2018Credit cards are convenient, especially when you are traveling. But, how do multiple credit cards affect your credit score? How many credit cards do you need? In previous articles, we stressed the importance of using cash as much as possible. Charging your payments can mask the true amount of your expenditures. It is easy to […]
- How to Save Money When You Think You Can’t November 1, 2018How to save money is on the minds of just about all of us. At the same time, according to all the statistics more and more Americans are living paycheck-to-paycheck or on a very thin budget. The good news is that our credit scores are improving. Some of this is due to the changes in […]
- Stop Throwing Away Groceries October 25, 2018If you find yourself throwing away groceries, you are not alone. American households throw out roughly 150,000 tons of food every day. First to go is fruits and vegetables, followed by meat and dairy. You are Throwing Away Your Money According to Harvard Law School’s Food Law and Policy Clinic and the National Resources Defense […]
- How to Save Money on Your Holiday Shopping October 21, 2018It’s not too soon to begin planning on how to save money on your holiday shopping. True, we haven’t yet passed out the Halloween candy nor put that turkey in the oven. But the sooner you begin, the happier you will be when the big day arrives. In fact, according to a Harris/OpenX poll, 30% of […]