The majority of loan applicants do not have a background in personal finance, thus they’re likely unaware of the personal loan process. Getting a personal loan involves much more than completing an ...
Good money management skills are essential to paying off debt, raising credit scores and improving personal savings. Keeping a close eye of personal finances once involved a calculator, a checkbook, ...
Saving money should be one of your constant priorities. This is why you’re budgeting, tracking your money and checking your credit report. A car purchase can be a drain on your budget, especially if you weren’t able to save for it. So, you need some strategies for saving money on your car purchase. 7 Secrets […]
Hetty Green was the richest woman in America during her era. Possessing a keen eye for potential market fluctuations and an innate sense of timing, she was able to turn a modest inheritance into a fortune. Green was ahead of her time. Her profound intelligence in money matters and commitment to financial independence was not […]
You had to file for bankruptcy. Your credit score has tanked. What do you do now to rebuild your credit? Roughly 752,000 cases of personal bankruptcy were filed in 2019 (Statistica.com). This is a vast improvement over 2010, when almost 1.6 million bankruptcies were filed. If you had to file bankruptcy, you are not alone. […]
It’s easy to set up a 401(k) or IRA. Yet, more than half of Americans say they are not where they should be in their retirement savings. (Bankrate 2019 financial security survey) And 38% of the people surveyed said they don’t have a retirement savings account at all. How can you stay committed to your […]
It’s always great to have money tips from the experts to help us meet our financial objectives. According to all the surveys, improving our financial lives was the second most popular New Year’s resolution for Americans in 2020. Taking first place was getting in shape. And, as we’ve reported before, most resolutions are already forgotten […]