Summer is here, Time to Pack
Along with the sizzling burgers and hot dogs, hauling the kids to the pool and the annual family vacation to the beach or mountains, summertime is synonymous with moving. This is especially true for families with children, who prefer to wait until the end of the school year before settling into a new community. The summer months give time to the children to adjust and make new friends. Summer is also usually vacation time from the office, and the perfect time to make that move to a bigger house, new job or better neighborhood.
Statistics say that almost 40 million Americans relocate every year. Obviously, everyone is not moving at the same time, but the popularity of the summer months means that you can expect a higher bill from the moving company. If you can avoid it, skip the summer and move in the fall or winter.
No matter the reason for the relocation, whether across town or across the country, it will be expensive. Even if your company is relocating you, there are still uncovered expenses, such as:
- Airline or train tickets
- Expenses associated with the closing out of your current residence
- The expenses at your new location, such as:
- Deposits to utility companies
- Purchasing all new food and household supplies
- Restaurants out or carryout until you get the new place organized.
Before we get into how you can cover your moving costs, let’s briefly discuss how to manage those costs.
- Book your move as far in advance as possible;
- Research moving companies, get an estimate in writing and references, and do not be afraid to negotiate;
- Make sure you know about all the hidden fees that might not be included in the estimate;
- Be honest with the moving company so there are no surprises for them that will result in a higher bill at the end;
- Make sure there is adequate insurance to cover any damage or loss;
- Have a yard sale or give away stuff that you haven’t touched in years and save the expense of moving it;
- Before you decide to move yourself, seriously consider the advantages of a professional mover vs. you taking time off from work, the physical labor involved in packing, loading, unloading at the new place, and the travel time on the road in between. Maybe you will save a little bit of money, but will it be worth it?
How Much Will it Cost?
It really is impossible to state what it will cost to move as there are so many variables. However, according to Worldwide ERC, the average cost of shipping household goods from one city to another was close to $13,000 in 2013. This does not include all the other associated moving and relocation expenses.
How to Pay for the Move
You have planned the move, done all your homework, saved all that you can, moving day is fast approaching and you are short, what to do? Or, how do you pay for the expenses not covered by your company’s relocation program? Plus all the expenses waiting for you at the new place? This is when you need a moving loan.
Peer-to-peer lenders are perfect for this sort of loan. When you are short of cash and moving day is fast approaching, you need a convenient, fast and easy loan application process. A bank will not help you, a payday loan will hurt you more than it will help, and maxing out your credit cards will only add to the stress and take away all the enjoyment from your new home. Even if your credit is not excellent you can still secure a peer-to-peer loan. The applications are online, you can apply at night or on the weekend, you can borrow just what you need at good interest rates, you will receive a speedy reply and the cash will be in your hands in time to cover your unmet expenses.