Peerform Announces Capital Raise to Fuel its Growth

Posted by on Apr 8, 2014 in Banks, Credit, Peer to Peer Lending, Peerform Announcements, Uncategorized | 0 comments

Peerform takes a step forward with the closing of a seed round. NEW YORK, N.Y., April 8, 2014 (GLOBE NEWSWIRE) — via PRWEB – Peerform: (http://www.peerform.com), a New York based peer-to-peer financing start-up, announced today the closing of a $1 million seed round to promote its development and take advantage of the growing demand for quality alternatives to traditional bank lending products. “Despite the growth of P2P...

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Coffee Not Credit – Gift Card Promotion

Posted by on Apr 7, 2014 in Banks, Credit, Loans, Peerform Announcements, Uncategorized | 1 comment

  Peerform Blog Post, Starbucks Giveaway Borrow money from Peerform and win a $10 Starbucks Gift Card.   When you walk into a traditional bank these days, you are often met by a smartly attired greeter who flashes you a toothy grin and an extended hand. They often act like they know you, assuming the pose of a long lost uncle perhaps, as they point out their free freshly brewed coffee. If you decline the coffee or if you have a child...

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Joining Peerform Requires a Credit Check but this will Not Lower Your Credit Score

Posted by on Dec 27, 2012 in Credit | 6 comments

You may be wondering if registering on our peer to peer lending platform will lower your credit score. While we do check your credit score when you register on our site, our check has absolutely no effect on your credit score or credit history.   So What Kind of Checks Can Lower Your Credit Score? It’s actually not the credit check or inquiry itself that can lower your score – it’s the reason for the inquiry. Therefore it’s...

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How to Repair Bad Credit, Right Now

Posted by on Nov 15, 2012 in Credit, Score | 2 comments

Right now the economy sucks. Period.  But it won’t suck forever. More people than ever today are having a trouble with their credit scores because of debt and repayment problems. This can be frustrating and even frightening, in some situations. Don’t be tempted by the quick fixes that are advertised, though – these are highly likely to backfire on you and can make your situation even worse. It takes time to repair bad credit, but it can...

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How to Dispute Your Credit Report Effectively

Posted by on Dec 6, 2011 in Credit, Debt, Score | 0 comments

Image by Bart Claeys via Flickr While credit report errors are relatively rare, for the Peerform borrower trying to improve or repair their credit score, the first thing to do is make sure there’s no serious errors in the report, and you have a legal right to dispute & correct errors.  The federal “Fair Credit Reporting Act” stipulates that: You have the right to ask for a credit score.  However, you’ll probably need to pay for it...

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How to Repair my Credit Score

Posted by on Sep 12, 2011 in Credit, Score | 1 comment

Image via CrunchBase After the great recession of 2008-09, many people are wondering how to repair their own credit score. More people than ever today are having a trouble with their credit scores because of debt and repayment problems. This can be frustrating and even frightening, in some situations. Don’t be tempted by the quick fixes that are advertised, though – these are highly likely to backfire on you and can make your situation...

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