Browsing Category Money Smarts
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Debt
Debt Consolidation or Bankruptcy: Which is the Right Choice; When?
If your back is pressed against the wall due to overwhelming debt, you may find yourself wondering if you should pursue debt consolidation or bankruptcy to bring some ...
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Credit
Paying Your Bills Late Will Hurt Your Credit Score
Consistently paying your bills late will hurt your credit score. We’re not talking about bills that have been sent to collections, that is another matter. If you have ...
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Financial Tips
How to Save Money on Prescription Drugs
One of the hottest stories to burn up the wires recently was the announcement of a new initiative involving Amazon, Warren Buffet, and JP Morgan Chase to launch ...
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Money Smarts
How Much Money do YouTubers Make?
How much money do YouTubers make seems to be the number one question on many minds. Probably because we are all looking for ways to improve our financial ...
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Financial Tips
6 Tips to Help You Get out of Student Loan Debt More Quickly
The statistics about student loan debt today are startling. 7 out of 10 college graduates are paying off student loans, according to the most recent data. The average ...
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Financial Tips
5 Year End Financial Moves to Make Now
The year-end financial moves you make now before 2017 is history, can save you money and set you up for success next year. Some tasks are as simple ...
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Debt
A Debt Consolidation Loan: Is it good for you?
A debt consolidation loan can provide you with much-needed relief from the stress of overwhelming debt. If you go online, you will find tons of debt consolidation loan ...
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Financial Tips
Don’t Let Your Thanksgiving Weekend Gobble up Your Budget
10 Tips to Help You Stay on Financial Track this Thanksgiving Weekend Thanksgiving is our annual break from the routine. We gather with friends and family and say ...
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Credit
How To Repair Bad Credit Fast
If you’re reading this then you already know that your bad credit score is hurting you. You are not alone. According to credit.com, almost one-third of Americans have ...
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Financial Tips
Do Medical Bills Affect Your Credit Score
An unexpected medical emergency can leave you suddenly staring at bills that you cannot afford to pay. Even if your budget has room for an emergency fund, a ...
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Important tips so you don't face scary post-holiday credit card bills in January! https://t.co/o5RB2UzPIR https://t.co/KLgqPOdB5g
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- No More Post-Holiday Credit Card Bills You Cannot Afford November 15, 2018Holiday shopping has begun! Well, it sure seems like it. Black Friday ads from the most popular retailers, including Best Buy, Amazon, Target and Walmart were released last week. How do you make sure your merry November and December shopping does not leave you with scary credit card bills in January? Being Cavalier Will Cost […]
- How Multiple Credit Cards Affect Your Credit Score November 8, 2018Credit cards are convenient, especially when you are traveling. But, how do multiple credit cards affect your credit score? How many credit cards do you need? In previous articles, we stressed the importance of using cash as much as possible. Charging your payments can mask the true amount of your expenditures. It is easy to […]
- How to Save Money When You Think You Can’t November 1, 2018How to save money is on the minds of just about all of us. At the same time, according to all the statistics more and more Americans are living paycheck-to-paycheck or on a very thin budget. The good news is that our credit scores are improving. Some of this is due to the changes in […]
- Stop Throwing Away Groceries October 25, 2018If you find yourself throwing away groceries, you are not alone. American households throw out roughly 150,000 tons of food every day. First to go is fruits and vegetables, followed by meat and dairy. You are Throwing Away Your Money According to Harvard Law School’s Food Law and Policy Clinic and the National Resources Defense […]
- How to Save Money on Your Holiday Shopping October 21, 2018It’s not too soon to begin planning on how to save money on your holiday shopping. True, we haven’t yet passed out the Halloween candy nor put that turkey in the oven. But the sooner you begin, the happier you will be when the big day arrives. In fact, according to a Harris/OpenX poll, 30% of […]