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Financial Tips
Black Friday vs. Cyber Monday: Tips to Help you Make the Best of Both

Black Friday vs. Cyber Monday, which one will help you meet your holiday shopping savings goals? Not very long ago, Black Friday was THE day to shop. But, ...
On October 31, 2019 / By Dvorah Rut
Financial Tips
Tips for a Debt-Free Holiday Season

The holidays are fast approaching. How do you make it a debt-free holiday season? Halloween is next week. Hopefully, you are already using the tips we gave in ...
On October 24, 2019 / By Dvorah Rut
Financial Tips
Apps Can Save You Money

There are many reasons why you would want to use apps, but the biggest one is that apps can save you money. Usually, when we write about apps ...
On October 17, 2019 / By Dvorah Rut
Financial Tips
5 Things to do Now to Save Money on Your 2019 Tax Bill

There are things you can do now to save money on your 2019 tax bill. Why give more money to the IRS than you need to? You could ...
On October 3, 2019 / By Dvorah Rut
Credit
Wondering Why You Have Different Credit Scores?

Wondering why you have different credit scores? You are not alone. Your credit score impacts everything in your life: loans, credit cards, mortgages, insurance, apartment leases, employment and ...
On September 26, 2019 / By Dvorah Rut
Financial Tips
How Can I Retire Early?

There is no magical age for retirement. There is tradition, of course, but even this is changing. Setting a goal of retiring when you are ready is perfectly ...
On September 19, 2019 / By Dvorah Rut
Financial Tips
5 Tips to Help You Save Money on Pet Care

Seventy percent of American households include at least one pet. There are dog families, cat families and there are some “blended” families. If you don’t have a strategy ...
On September 12, 2019 / By Dvorah Rut
Cards
Credit Cards Can Save You Money?

Yes. There are times when credit cards can save you money. But, before you start celebrating, think about this: Using your credit card separates you from the reality ...
On September 5, 2019 / By Dvorah Rut
Credit
No, there is No Hack to Wipe Away Your Bad Credit

Wouldn’t it be great if you could wipe away your bad credit? Clean slate. Start over fresh. You can, but it takes time and effort. There is no ...
On August 29, 2019 / By Dvorah Rut
Financial Tips
How do I Handle a Sudden Drop in Income?

Life is full of surprises. Some of them are unpleasant. Like finding out your job has suddenly gone from full-time to part-time, with half the pay. If you ...
On August 22, 2019 / By Dvorah Rut

@peerform on Twitter

Are things starting to get serious between you? #Money has been found to be among the leading causes of breakups. I… https://t.co/9QDgF10ffq

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#creditscores went up. #Debt went up too. Apparently, our #FinancialHealth2020 is not improving much.… https://t.co/bSmAelngGQ

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Peerform Online Lending

Tips to Get Rid of Debt January 16, 2020
There was good news this week—more than half of American consumers have credit scores above 700. A good credit score like this will save you money when you apply for financing. However, at the same time, the number of consumers carrying debt is rising. Meaning that consumers are not improving their overall financial health. How […]
Peer to Peer Lending: A Look Back on 2019 January 9, 2020
Peer to Peer Lending (P2P) or marketplace lending has proven itself to be a permanent player in the fintech (financial technology) industry. Apart from a few dark clouds in China, there are no signs of a slowdown in the phenomenal growth of online lending platforms. While P2P lending has yet to disrupt the financial industry […]
How to Ask for a Raise: 5 Tips to Get the Salary You Want January 2, 2020
Have you made your 2020 financial resolutions? Is increasing your savings or getting rid of debt on the list? One way to get more money flowing to your financial goals is to ask for a raise. In previous blog posts we wrote about the two primary paths to securing more money: increase your income or […]
Tips to Maximize Your Savings on a Small Income December 26, 2019
You want to maximize your savings. You live on a small income. It seems like an impossible dream, right? But it isn’t. Why is Maximizing Your Savings Important? You need money to source your goals. And we all have goals. Let’s take some simple examples: Replacing your mattress Upgrading your wardrobe Buying a new car […]
New Year’s Resolutions Revisited December 19, 2019
Are you working on your New Year’s resolutions? “A New Year’s resolution is a tradition…in which a person resolves to change an undesired trait or behavior, to accomplish a personal goal or otherwise improve their life.” Wikipedia 93% of people make New Year’s resolutions. (American Psychological Association) 45% of people give up on their resolutions […]