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Browsing Category Money Smarts

Debt
3 Strategies to Pay Your Student Debt Fast

Got student debt? You and 44.7 million other Americans. The 0% interest on federal student loans has helped a lot of people weather the economic difficulties spurred by ...
On June 2, 2021 / By Peerform
Financial Tips
5 Steps to Take When Budgeting for a Career Break

You may yearn to travel the world. Perhaps you want to backpack across Europe or explore the beaches of South America. On the other hand, you could need ...
On May 13, 2021 / By Peerform
Financial Tips
Secrets to Saving Money on Your Car Purchase

Saving money should be one of your constant priorities. This is why you’re budgeting, tracking your money and checking your credit report. A car purchase can be a ...
On March 19, 2020 / By Dvorah Rut
Credit
How to Rebuild Your Credit After Bankruptcy?

You had to file for bankruptcy. Your credit score has tanked. What do you do now to rebuild your credit? Roughly 752,000 cases of personal bankruptcy were filed ...
On March 5, 2020 / By Dvorah Rut
Financial Tips
How to Stay Committed to Your Retirement Savings

It’s easy to set up a 401(k) or IRA. Yet, more than half of Americans say they are not where they should be in their retirement savings. (Bankrate ...
On February 27, 2020 / By Dvorah Rut
Financial Tips
Top 10 Money Tips from the Financial Experts

It’s always great to have money tips from the experts to help us meet our financial objectives. According to all the surveys, improving our financial lives was the ...
On February 20, 2020 / By Dvorah Rut
Credit
A Line of Credit or a Personal Loan: What’s the Difference?

A line of credit and a personal loan are both instruments of financing, but what is the difference between them? And how do they impact your credit score? ...
On February 6, 2020 / By Dvorah Rut
Financial Tips
Houseplants on a Small Budget: 4 Easy Tips

Credit scores are up, or maybe they’re going to go down. Consumer debt is increasing. Our financial health is not improving. That’s what the headlines tell us. Tucked ...
On January 30, 2020 / By Dvorah Rut
Financial Tips
Is Being Frugal the Only Way to Save Money?

Being frugal gets a bad rap. People tend to go into panic mode when they think that the only way to save money is by being frugal. They ...
On January 23, 2020 / By Dvorah Rut
Debt
Tips to Get Rid of Debt

There was good news this week—more than half of American consumers have credit scores above 700. A good credit score like this will save you money when you ...
On January 16, 2020 / By Dvorah Rut

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6 Things Teens Should Do with Their Summer Job Earnings September 1, 2021
The raging Covid-19 pandemic has opened more job opportunities for teenagers as the older generation takes a break from work to reduce the chances of contracting coronavirus. Money comes with responsibilities, and without proper guidance, the teens may blow the cash away. Keep reading to get ways that can help your teenager to spend money […]
The 5 Most Popular Activities for Labor Day Weekend August 25, 2021
Sometimes a long weekend appears on the calendar, and you realize you haven’t made plans. Suddenly, you’re at risk of letting a holiday slip by without doing something to mark the occasion. Labor Day is a uniquely special long weekend since it’s the last holiday of the summer, and you shouldn’t let it go to […]
6 Tips to Save Money on Back-to-School Essentials August 18, 2021
It’s hard not to break the bank when you’re shopping for back-to-school supplies. There are things that you have to purchase and things that you add to cart because, well, stationers are often great at branding. While it’s good to feel excited about this shopping trip, here are some tips to save money on back-to-school […]
3 Best Books to Read About Money August 11, 2021
Books are one of the richest sources of knowledge we have as humans. If you lack knowledge in a specific area, you best believe that there is a section in the library for you. Personal finance books are rising in popularity lately with more people wanting to know how to manage their money correctly. Personal […]
Top 3 Places You Should Consider for Your Retirement August 4, 2021
After years of working hard and dreaming of retirement, the time has finally come to begin the next chapter of your life. Choosing the right place to retire can have a huge impact on your finances as well as your quality of life. There are several factors to consider when figuring out where to live […]