Browsing Category Money Smarts
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Financial Tips
10 Ways to Save Money on Your Back-to-School Shopping
Yes, summer is just about over! Back-to-school shopping has begun! Whether your child is heading to college, high school or first grade, back-to-school shopping can totally deconstruct your ...
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Financial Tips
Affordable Vacation Spots
Vacation Time For most of us, summer means an escape from work or school. Our tight budgets, though, mean that we need to find affordable vacation spots. There ...
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Financial Tips
Exercising on a Budget
Exercising on a budget may seem like an impossible dream. But, you can do it. All you need is flexibility, creativity, and a strategy. We already know that staying ...
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Financial Tips
How to Save Money on Food
School is out. The kids are home—from school, from little to big! Great, right? But, now the refrigerator seems to empty out by noon every day. In addition ...
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Credit
5 Myths About Debt
First, your path to financial freedom is not paved with debt. You still need to create a realistic budget, check it often and revise as necessary. You still ...
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Financial Tips
Student Loan Debt: A Looming Crisis
Student Loan Debt: A Looming Crisis Americans were holding $1.5 trillion in student loan debt as of the 1st quarter of 2018. Economists are predicting that student loan ...
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Financial Tips
How To Not Go Broke Attending Your Friends’ Weddings
Wedding season is in full swing. We just watched THE wedding of the year—the Royal Wedding of Prince Harry and Meghan Markle. You can be sure that saving ...
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Financial Tips
Summer Budget Protection Tips
Summer! The kids wait all school year for summer vacation. Parents, well…most are a bit less enthusiastic. Nevertheless, you need to find stuff to do so that the ...
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Financial Tips
6 Affordable Mother’s Day Gift Ideas
Mother’s Day is coming…May 13th. Are you ready? We tell Mom we love her every day (hopefully), but we have one special day each year when we really ...
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Financial Tips
5 Shrewd Tips to Save Money on Your Summer Vacation
Summer is just around the corner and many of us will be taking our annual vacation. How do you have that dream vacation you’ve been planning and not ...
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@peerform on Twitter
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Important tips so you don't face scary post-holiday credit card bills in January! https://t.co/o5RB2UzPIR https://t.co/KLgqPOdB5g
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4 easy tips to help you control your spending and save more #money. Very interesting about how #smartphones impact… https://t.co/O9RbcONdbD
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- No More Post-Holiday Credit Card Bills You Cannot Afford November 15, 2018Holiday shopping has begun! Well, it sure seems like it. Black Friday ads from the most popular retailers, including Best Buy, Amazon, Target and Walmart were released last week. How do you make sure your merry November and December shopping does not leave you with scary credit card bills in January? Being Cavalier Will Cost […]
- How Multiple Credit Cards Affect Your Credit Score November 8, 2018Credit cards are convenient, especially when you are traveling. But, how do multiple credit cards affect your credit score? How many credit cards do you need? In previous articles, we stressed the importance of using cash as much as possible. Charging your payments can mask the true amount of your expenditures. It is easy to […]
- How to Save Money When You Think You Can’t November 1, 2018How to save money is on the minds of just about all of us. At the same time, according to all the statistics more and more Americans are living paycheck-to-paycheck or on a very thin budget. The good news is that our credit scores are improving. Some of this is due to the changes in […]
- Stop Throwing Away Groceries October 25, 2018If you find yourself throwing away groceries, you are not alone. American households throw out roughly 150,000 tons of food every day. First to go is fruits and vegetables, followed by meat and dairy. You are Throwing Away Your Money According to Harvard Law School’s Food Law and Policy Clinic and the National Resources Defense […]
- How to Save Money on Your Holiday Shopping October 21, 2018It’s not too soon to begin planning on how to save money on your holiday shopping. True, we haven’t yet passed out the Halloween candy nor put that turkey in the oven. But the sooner you begin, the happier you will be when the big day arrives. In fact, according to a Harris/OpenX poll, 30% of […]