Browsing Category Personal
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Financial Tips
Buying a Car is More Expensive Than the Sticker Price
Owning your own car can certainly make life much easier. And it’s fun too. If you happen to live in an urban area where you can access Uber, ...
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Credit
Peer-to-Peer Loans can be Good Answer to Bad Credit
Bad credit presents a challenging situation for individuals who are going through rough times. If you are having difficulty meeting financial obligations or facing an emergency situation that ...
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Loans
Consumer Lending – Then and Now
Consumer Lending in the Modern Age Consumer lending today is nothing like it was in your parents’ day. Once upon a time, we were debt-free. Imagine a time ...
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Loans
How to Pay for the Big Move
Summer is here, Time to Pack Along with the sizzling burgers and hot dogs, hauling the kids to the pool and the annual family vacation to the beach ...
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Loans
What You Need to Know When Applying For a Personal Loan (Infographic)
Applying for a personal loan may seem like a daunting experience, especially when you do not know what you need to start the process. Here is a list ...
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Loans
Becoming Financially Independent at Fifty
Typically, by the time we reach 50, we can take a big sigh of relief. We have finished classes, are well-settled in our careers, earning a pretty good ...
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Peer to Peer Lending
Is it Worth It to Embark on That Home Improvement Project?
You love your home, but it is not working so well for you these days. Moving to a new home is way out of your budget, better to ...
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Loans 0
How To Get a Personal Loan: Dos and Don’ts
There are various reasons that justify applying for a personal loan. Some people need financing to complete home improvement projects or renovations, whereas another person might apply for a personal ...
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Loans 0
The Best Ways to Get Approved for a Personal Loan
Applying for a personal bank loan is not as simple as walking into a lender’s office and completing a loan application. Banks, credit unions, and other marketplace lending companies ...
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- 5 Tips to Help You Save Money on Pet Care September 12, 2019Seventy percent of American households include at least one pet. There are dog families, cat families and there are some “blended” families. If you don’t have a strategy to save money on pet care, you can easily go broke. According to the American Pet Products Association, total spending on pet care in 2018 was more […]
- Credit Cards Can Save You Money? September 5, 2019Yes. There are times when credit cards can save you money. But, before you start celebrating, think about this: Using your credit card separates you from the reality of how much money you are spending. It can be easy to charge for purchases that you can’t afford because you don’t feel the pain of taking […]
- No, there is No Hack to Wipe Away Your Bad Credit August 29, 2019Wouldn’t it be great if you could wipe away your bad credit? Clean slate. Start over fresh. You can, but it takes time and effort. There is no fix-quick scheme just like there is no get-rich-quick scheme. Those advertisements you see offering to instantly repair your credit…avoid them! Those Promises to Wipe Away Your Bad […]
- How do I Handle a Sudden Drop in Income? August 22, 2019Life is full of surprises. Some of them are unpleasant. Like finding out your job has suddenly gone from full-time to part-time, with half the pay. If you were living paycheck-to-paycheck, this sudden drop in income could be devastating. Maybe you get a divorce or break up with your partner. You used to have two […]
- Get Ready for 2020 August 15, 2019Get ready for 2020? I know it’s just August. And it’s still 2019—the perfect time to start preparing for your 2020 savings goals. Why? Because your ability to meet your 2020 savings goals depends on how you finish out 2019. It may be only August and most of us are sweltering in the summer heat. […]