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Financial Tips
Buying a Car is More Expensive Than the Sticker Price

Owning your own car can certainly make life much easier. And it’s fun too. If you happen to live in an urban area where you can access Uber, ...
On May 4, 2017 / By Dvorah Rut
Credit
Peer-to-Peer Loans can be Good Answer to Bad Credit

Bad credit presents a challenging situation for individuals who are going through rough times. If you are having difficulty meeting financial obligations or facing an emergency situation that ...
On February 11, 2016 / By Joseph
Loans
Consumer Lending – Then and Now

Consumer Lending in the Modern Age Consumer lending today is nothing like it was in your parents’ day. Once upon a time, we were debt-free. Imagine a time ...
On February 3, 2016 / By Joseph
Loans
How to Pay for the Big Move

Summer is here, Time to Pack Along with the sizzling burgers and hot dogs, hauling the kids to the pool and the annual family vacation to the beach ...
On June 18, 2015 / By Joseph
Loans
What You Need to Know When Applying For a Personal Loan (Infographic)

Applying for a personal loan may seem like a daunting experience, especially when you do not know what you need to start the process. Here is a list ...
On April 20, 2015 / By Joseph
Loans
Becoming Financially Independent at Fifty

Typically, by the time we reach 50, we can take a big sigh of relief. We have finished classes, are well-settled in our careers, earning a pretty good ...
On March 19, 2015 / By Joseph
Peer to Peer Lending
Is it Worth It to Embark on That Home Improvement Project?

You love your home, but it is not working so well for you these days. Moving to a new home is way out of your budget, better to ...
On December 8, 2014 / By Joseph
Loans 0
How To Get a Personal Loan: Dos and Don’ts

There are various reasons that justify applying for a personal loan. Some people need financing to complete home improvement projects or renovations, whereas another person might apply for a personal ...
On June 15, 2012 / By Jessica
Loans 0
The Best Ways to Get Approved for a Personal Loan

Applying for a personal bank loan is not as simple as walking into a lender’s office and completing a loan application. Banks, credit unions, and other marketplace lending companies ...
On February 9, 2012 / By Thomas

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Top 10 Money Tips from the Financial Experts February 20, 2020
It’s always great to have money tips from the experts to help us meet our financial objectives. According to all the surveys, improving our financial lives was the second most popular New Year’s resolution for Americans in 2020. Taking first place was getting in shape. And, as we’ve reported before, most resolutions are already forgotten […]
7 Tips to Protect Your Personal Identity February 13, 2020
Today, we can engage in virtually all aspects of our lives through a digital medium. We shop, pay bills, book travel, check our financial accounts, apply for loans and connect with family and friends around the world. But this global, digital village creates risks too. How do you protect your personal identity from scammers and […]
A Line of Credit or a Personal Loan: What’s the Difference? February 6, 2020
A line of credit and a personal loan are both instruments of financing, but what is the difference between them? And how do they impact your credit score? What is a Line of Credit? According to Wikipedia, a line of credit is: A credit facility extended by a bank or other financial institution to a […]
Houseplants on a Small Budget: 4 Easy Tips January 30, 2020
Credit scores are up, or maybe they’re going to go down. Consumer debt is increasing. Our financial health is not improving. That’s what the headlines tell us. Tucked in between all this great news is something else: people are spending a fortune on houseplants. But can you afford houseplants on a small budget? Yes, you […]
Is Being Frugal the Only Way to Save Money? January 23, 2020
Being frugal gets a bad rap. People tend to go into panic mode when they think that the only way to save money is by being frugal. They conjure up images of living in a storage locker or cardboard box. They think it means never buying anything and living a boring, miserable life. But this […]