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Credit
A Line of Credit or a Personal Loan: What’s the Difference?

A line of credit and a personal loan are both instruments of financing, but what is the difference between them? And how do they impact your credit score? ...
On February 6, 2020 / By Dvorah Rut
Financial Tips
Taking Out a Personal Loan: Is it the Right Time?

There are times when taking out a personal loan can be beneficial. And, there are times when it might not be the best idea. It all comes down ...
On November 7, 2019 / By Dvorah Rut
Credit
Can You Build Your Credit Score With a Personal Loan?

Guest Post by Andrew Rombach Your credit score might be one of the most important pieces of data about you. It’s used to determine not just your creditworthiness, ...
On June 6, 2019 / By Peerform
Credit
Is Credit Card Debt Consolidation a Good Idea?

Credit card debt consolidation might be a good thing if your credit card debt is overwhelming you. Do you feel there is no way out, to catch up ...
On January 10, 2019 / By Dvorah Rut
Medical
A Personal Loan For Medical Expenses

Summer is a great time to catch up on all those uncovered medical procedures that you have been putting off. But, when you are dealing with credit card ...
On July 19, 2018 / By Dvorah Rut
Financial Tips
Where do I get a Loan to remodel my Home?

Spring is knocking at the door. We shake off the winter slumber and start to look around. As we do, we notice all the things that escaped our ...
On March 15, 2018 / By Dvorah Rut
Financial Tips
6 Tips to Help You Get out of Student Loan Debt More Quickly

The statistics about student loan debt today are startling. 7 out of 10 college graduates are paying off student loans, according to the most recent data. The average ...
On January 11, 2018 / By Dvorah Rut
Financial Tips
Home Improvement: Save Money and Make Money

6 Tips to a Successful Home Improvement Project Fall is a great time to start your home improvement project. The kids are back at school, the routine returns, ...
On August 24, 2017 / By Dvorah Rut
Debt
Bad Credit and Can’t Get a Loan?

If you have bad credit or no credit history, it may seem that every door is closing in your face. You may be tempted to turn to payday ...
On August 3, 2017 / By Dvorah Rut
Financial Tips
Uncovered Medical Expenses: Health Savings Options

In previous articles we have discussed the devastating impact uncovered medical expenses can have on your financial health. The news outlets, magazines and TV shows are filled with ...
On June 15, 2017 / By Dvorah Rut

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Top 10 Money Tips from the Financial Experts February 20, 2020
It’s always great to have money tips from the experts to help us meet our financial objectives. According to all the surveys, improving our financial lives was the second most popular New Year’s resolution for Americans in 2020. Taking first place was getting in shape. And, as we’ve reported before, most resolutions are already forgotten […]
7 Tips to Protect Your Personal Identity February 13, 2020
Today, we can engage in virtually all aspects of our lives through a digital medium. We shop, pay bills, book travel, check our financial accounts, apply for loans and connect with family and friends around the world. But this global, digital village creates risks too. How do you protect your personal identity from scammers and […]
A Line of Credit or a Personal Loan: What’s the Difference? February 6, 2020
A line of credit and a personal loan are both instruments of financing, but what is the difference between them? And how do they impact your credit score? What is a Line of Credit? According to Wikipedia, a line of credit is: A credit facility extended by a bank or other financial institution to a […]
Houseplants on a Small Budget: 4 Easy Tips January 30, 2020
Credit scores are up, or maybe they’re going to go down. Consumer debt is increasing. Our financial health is not improving. That’s what the headlines tell us. Tucked in between all this great news is something else: people are spending a fortune on houseplants. But can you afford houseplants on a small budget? Yes, you […]
Is Being Frugal the Only Way to Save Money? January 23, 2020
Being frugal gets a bad rap. People tend to go into panic mode when they think that the only way to save money is by being frugal. They conjure up images of living in a storage locker or cardboard box. They think it means never buying anything and living a boring, miserable life. But this […]