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Credit
A Line of Credit or a Personal Loan: What’s the Difference?

A line of credit and a personal loan are both instruments of financing, but what is the difference between them? And how do they impact your credit score? ...
On February 6, 2020 / By Dvorah Rut
Financial Tips
Taking Out a Personal Loan: Is it the Right Time?

There are times when taking out a personal loan can be beneficial. And, there are times when it might not be the best idea. It all comes down ...
On November 7, 2019 / By Dvorah Rut
Credit
Can You Build Your Credit Score With a Personal Loan?

Guest Post by Andrew Rombach Your credit score might be one of the most important pieces of data about you. It’s used to determine not just your creditworthiness, ...
On June 6, 2019 / By Peerform
Credit
Is Credit Card Debt Consolidation a Good Idea?

Credit card debt consolidation might be a good thing if your credit card debt is overwhelming you. Do you feel there is no way out, to catch up ...
On January 10, 2019 / By Dvorah Rut
Medical
A Personal Loan For Medical Expenses

Summer is a great time to catch up on all those uncovered medical procedures that you have been putting off. But, when you are dealing with credit card ...
On July 19, 2018 / By Dvorah Rut
Financial Tips
Where do I get a Loan to remodel my Home?

Spring is knocking at the door. We shake off the winter slumber and start to look around. As we do, we notice all the things that escaped our ...
On March 15, 2018 / By Dvorah Rut
Financial Tips
6 Tips to Help You Get out of Student Loan Debt More Quickly

The statistics about student loan debt today are startling. 7 out of 10 college graduates are paying off student loans, according to the most recent data. The average ...
On January 11, 2018 / By Dvorah Rut
Financial Tips
Home Improvement: Save Money and Make Money

6 Tips to a Successful Home Improvement Project Fall is a great time to start your home improvement project. The kids are back at school, the routine returns, ...
On August 24, 2017 / By Dvorah Rut
Debt
Bad Credit and Can’t Get a Loan?

If you have bad credit or no credit history, it may seem that every door is closing in your face. You may be tempted to turn to payday ...
On August 3, 2017 / By Dvorah Rut
Financial Tips
Uncovered Medical Expenses: Health Savings Options

In previous articles we have discussed the devastating impact uncovered medical expenses can have on your financial health. The news outlets, magazines and TV shows are filled with ...
On June 15, 2017 / By Dvorah Rut

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Peerform Online Lending

Secrets to Saving Money on Your Car Purchase March 19, 2020
Saving money should be one of your constant priorities. This is why you’re budgeting, tracking your money and checking your credit report. A car purchase can be a drain on your budget, especially if you weren’t able to save for it. So, you need some strategies for saving money on your car purchase. 7 Secrets […]
Hetty Green: “Witch of Wall Street” March 12, 2020
Hetty Green was the richest woman in America during her era. Possessing a keen eye for potential market fluctuations and an innate sense of timing, she was able to turn a modest inheritance into a fortune. Green was ahead of her time. Her profound intelligence in money matters and commitment to financial independence was not […]
How to Rebuild Your Credit After Bankruptcy? March 5, 2020
You had to file for bankruptcy. Your credit score has tanked. What do you do now to rebuild your credit? Roughly 752,000 cases of personal bankruptcy were filed in 2019 (Statistica.com). This is a vast improvement over 2010, when almost 1.6 million bankruptcies were filed. If you had to file bankruptcy, you are not alone. […]
How to Stay Committed to Your Retirement Savings February 27, 2020
It’s easy to set up a 401(k) or IRA. Yet, more than half of Americans say they are not where they should be in their retirement savings. (Bankrate 2019 financial security survey) And 38% of the people surveyed said they don’t have a retirement savings account at all. How can you stay committed to your […]
Top 10 Money Tips from the Financial Experts February 20, 2020
It’s always great to have money tips from the experts to help us meet our financial objectives. According to all the surveys, improving our financial lives was the second most popular New Year’s resolution for Americans in 2020. Taking first place was getting in shape. And, as we’ve reported before, most resolutions are already forgotten […]