Browsing Category Credit
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Cards
Is a Line of Credit the Way to Go?
Winter financial goals may have you looking at your line of credit. This is a popular time to finally tackle all of those home remodeling projects that you ...
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Credit
6 Tips to Pay Less Interest on Credit Card Debt
Credit cards provide you with the convenience of paying for and enjoying your purchases now without necessarily worrying about the actual cost. You feel confident that the equal ...
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Credit
I Need to Buy a Car and My Credit is Not Good
Alternative online lenders, such as peer to peer, offer a positive alternative for the borrower with poor credit. Record auto sales Need a loan for a new or ...
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Credit
Wisconsin Governor Discloses More Than $20,000 in Credit Card Debt
Scott Walker, governor of Wisconsin has become the most recent example of a national phenomenon—credit card debt. Governor Walker’s debt status was revealed through his disclosure forms required ...
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Banks 0
Peerform Announces Capital Raise to Fuel its Growth
We are announcing today the closing of a $1 million seed round to promote its development and take advantage of the growing demand for quality alternatives to traditional bank ...
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Credit 7
Joining Peerform Requires a Credit Check but this will Not Lower Your Credit Score
You may be wondering if registering on our peer to peer lending platform will lower your credit score. While we do check your credit score when you register ...
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Credit 2
How to Repair Bad Credit, Right Now
Right now the economy sucks. Period. But it won’t suck forever. More people than ever today are having a trouble with their credit scores because of debt and repayment problems. ...
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Credit 0
How to Dispute Your Credit Report Effectively
Image by Bart Claeys via Flickr While credit report errors are relatively rare, for the Peerform borrower trying to improve or repair their credit score, the first thing ...
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Credit 0
How to Repair my Credit Score
Image via CrunchBase After the great recession of 2008-09, many people are wondering how to repair their own credit score. More people than ever today are having a ...
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Credit 0
9 Surefire Ways to Improve Your Credit Score
Why Should You Improve Your Credit Score? Most banks and financial institutions use “The Fair Isaac Corporation” (better known by its simple acronym, FICO) to determine the creditworthiness ...
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- How do I Handle a Sudden Drop in Income? August 22, 2019Life is full of surprises. Some of them are unpleasant. Like finding out your job has suddenly gone from full-time to part-time, with half the pay. If you were living paycheck-to-paycheck, this sudden drop in income could be devastating. Maybe you get a divorce or break up with your partner. You used to have two […]
- Get Ready for 2020 August 15, 2019Get ready for 2020? I know it’s just August. And it’s still 2019—the perfect time to start preparing for your 2020 savings goals. Why? Because your ability to meet your 2020 savings goals depends on how you finish out 2019. It may be only August and most of us are sweltering in the summer heat. […]
- The Global Online Lending Market Continues to Grow August 8, 2019The online lending market has been going strong in America for years. The major players in the peer-to-peer lending (P2P) marketplace are thriving and increasing their customer base and revenues. Many P2P lenders have expanded their offerings beyond basic consumer loans into areas such as student loans, mortgages and small business financing. According to a […]
- Can You Make Money Blogging? August 1, 2019Joining the gig economy has become a popular way to increase your income. With so many people drowning in debt, the side gig offers a pathway to economic recovery. But can you make money blogging? The short answer is “yes.” But not in a day. Every successful blogger will tell you that it didn’t happen […]
- Get-Rich-Quick Schemes That Won’t Make You Rich July 25, 2019Okay, there have been some people who have created a great product, platform or service and they have become insanely rich. But if we look closely, we will see that it was not a get-rich-quick scheme. That great idea took a few tries and a lot of mental and emotional work. As we’ve discussed in […]