Browsing Category Credit
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Credit
I Need to Buy a Car and My Credit is Not Good
Alternative online lenders, such as peer to peer, offer a positive alternative for the borrower with poor credit. Record auto sales Need a loan for a new or ...
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Credit
Wisconsin Governor Discloses More Than $20,000 in Credit Card Debt
Scott Walker, governor of Wisconsin has become the most recent example of a national phenomenon—credit card debt. Governor Walker’s debt status was revealed through his disclosure forms required ...
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Banks 0
Peerform Announces Capital Raise to Fuel its Growth
We are announcing today the closing of a $1 million seed round to promote its development and take advantage of the growing demand for quality alternatives to traditional bank ...
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Joining Peerform Requires a Credit Check but this will Not Lower Your Credit Score
You may be wondering if registering on our peer to peer lending platform will lower your credit score. While we do check your credit score when you register ...
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How to Repair Bad Credit, Right Now
Right now the economy sucks. Period. But it won’t suck forever. More people than ever today are having a trouble with their credit scores because of debt and repayment problems. ...
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How to Dispute Your Credit Report Effectively
Image by Bart Claeys via Flickr While credit report errors are relatively rare, for the Peerform borrower trying to improve or repair their credit score, the first thing ...
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How to Repair my Credit Score
Image via CrunchBase After the great recession of 2008-09, many people are wondering how to repair their own credit score. More people than ever today are having a ...
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9 Surefire Ways to Improve Your Credit Score
Why Should You Improve Your Credit Score? Most banks and financial institutions use “The Fair Isaac Corporation” (better known by its simple acronym, FICO) to determine the creditworthiness ...
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New Graduate – 6 Tips to Start Building a Great Credit Score
College students usually have more on their minds than their credit scores. While you’re still in college or if you’ve just graduated, loans, like mortgages or car loans, ...
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Credit Check for Employment? You Bet! Here’s What You Need To Know
As of June 2010 the recession had put more than 14.6 million Americans out of work. A bad credit score may be the last thing on the minds ...
@peerform on Twitter
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#Free who doesn't want that? The #tax laws changed, but it doesn't mean you have to shell out a lot of #money. You… https://t.co/A73ifwvM4J
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Important tips so you don't face scary post-holiday credit card bills in January! https://t.co/o5RB2UzPIR https://t.co/KLgqPOdB5g
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4 easy tips to help you control your spending and save more #money. Very interesting about how #smartphones impact… https://t.co/O9RbcONdbD
Peerform Online Lending
- No More Post-Holiday Credit Card Bills You Cannot Afford November 15, 2018Holiday shopping has begun! Well, it sure seems like it. Black Friday ads from the most popular retailers, including Best Buy, Amazon, Target and Walmart were released last week. How do you make sure your merry November and December shopping does not leave you with scary credit card bills in January? Being Cavalier Will Cost […]
- How Multiple Credit Cards Affect Your Credit Score November 8, 2018Credit cards are convenient, especially when you are traveling. But, how do multiple credit cards affect your credit score? How many credit cards do you need? In previous articles, we stressed the importance of using cash as much as possible. Charging your payments can mask the true amount of your expenditures. It is easy to […]
- How to Save Money When You Think You Can’t November 1, 2018How to save money is on the minds of just about all of us. At the same time, according to all the statistics more and more Americans are living paycheck-to-paycheck or on a very thin budget. The good news is that our credit scores are improving. Some of this is due to the changes in […]
- Stop Throwing Away Groceries October 25, 2018If you find yourself throwing away groceries, you are not alone. American households throw out roughly 150,000 tons of food every day. First to go is fruits and vegetables, followed by meat and dairy. You are Throwing Away Your Money According to Harvard Law School’s Food Law and Policy Clinic and the National Resources Defense […]
- How to Save Money on Your Holiday Shopping October 21, 2018It’s not too soon to begin planning on how to save money on your holiday shopping. True, we haven’t yet passed out the Halloween candy nor put that turkey in the oven. But the sooner you begin, the happier you will be when the big day arrives. In fact, according to a Harris/OpenX poll, 30% of […]