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Credit
Debunking the Credit Score Myths

Undoubtedly your credit score plays a huge factor in your financial life. Acceptance or rejection of your loan application, the rate of interest offered, credit terms, even hiring ...
On January 26, 2017 / By Dvorah Rut
Cards
Don’t Let Black Friday and Cyber Monday Plunge You into Credit Card Debt

If you are one of those people who just finished paying off your credit card charges from last year’s holiday shopping, then you know first-hand how hard it ...
On November 24, 2016 / By Dvorah Rut
Cards
8 Credit Card Mistakes You Do Not Want To Make

Credit cards are a great invention. They are convenient when you do not have cash on you, especially when traveling. They are an absolute must if you are ...
On October 6, 2016 / By Dvorah Rut
Cards
College Students and the Credit Card: A Good Thing or a Disaster?

How to help your child reap the rewards of a credit card while avoiding the dark side of credit card debt. Your child is off to college this ...
On June 16, 2016 / By Dvorah Rut
Cards
4 Ways to Stay Free of Credit Card Debt

You made the decision, applied the discipline and you paid off your credit card debt. Now what? How do you stay free of credit card debt? Paying off ...
On May 5, 2016 / By Dvorah Rut
Credit
Peer-to-Peer Loans can be Good Answer to Bad Credit

Bad credit presents a challenging situation for individuals who are going through rough times. If you are having difficulty meeting financial obligations or facing an emergency situation that ...
On February 11, 2016 / By Joseph
Cards
Is a Line of Credit the Way to Go?

Winter financial goals may have you looking at your line of credit. This is a popular time to finally tackle all of those home remodeling projects that you ...
On January 21, 2016 / By Joseph
Credit
6 Tips to Pay Less Interest on Credit Card Debt

Credit cards provide you with the convenience of paying for and enjoying your purchases now without necessarily worrying about the actual cost. You feel confident that the equal ...
On January 12, 2016 / By Joseph
Credit
I Need to Buy a Car and My Credit is Not Good

Alternative online lenders, such as peer to peer, offer a positive alternative for the borrower with poor credit. Record auto sales Need a loan for a new or ...
On September 2, 2015 / By Joseph
Credit
Wisconsin Governor Discloses More Than $20,000 in Credit Card Debt

Scott Walker, governor of Wisconsin has become the most recent example of a national phenomenon—credit card debt. Governor Walker’s debt status was revealed through his disclosure forms required ...
On August 13, 2015 / By Joseph

Peerform Online Lending

Secrets to Saving Money on Your Car Purchase March 19, 2020
Saving money should be one of your constant priorities. This is why you’re budgeting, tracking your money and checking your credit report. A car purchase can be a drain on your budget, especially if you weren’t able to save for it. So, you need some strategies for saving money on your car purchase. 7 Secrets […]
Hetty Green: “Witch of Wall Street” March 12, 2020
Hetty Green was the richest woman in America during her era. Possessing a keen eye for potential market fluctuations and an innate sense of timing, she was able to turn a modest inheritance into a fortune. Green was ahead of her time. Her profound intelligence in money matters and commitment to financial independence was not […]
How to Rebuild Your Credit After Bankruptcy? March 5, 2020
You had to file for bankruptcy. Your credit score has tanked. What do you do now to rebuild your credit? Roughly 752,000 cases of personal bankruptcy were filed in 2019 (Statistica.com). This is a vast improvement over 2010, when almost 1.6 million bankruptcies were filed. If you had to file bankruptcy, you are not alone. […]
How to Stay Committed to Your Retirement Savings February 27, 2020
It’s easy to set up a 401(k) or IRA. Yet, more than half of Americans say they are not where they should be in their retirement savings. (Bankrate 2019 financial security survey) And 38% of the people surveyed said they don’t have a retirement savings account at all. How can you stay committed to your […]
Top 10 Money Tips from the Financial Experts February 20, 2020
It’s always great to have money tips from the experts to help us meet our financial objectives. According to all the surveys, improving our financial lives was the second most popular New Year’s resolution for Americans in 2020. Taking first place was getting in shape. And, as we’ve reported before, most resolutions are already forgotten […]