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Cards
How Multiple Credit Cards Affect Your Credit Score

Credit cards are convenient, especially when you are traveling. But, how do multiple credit cards affect your credit score? How many credit cards do you need? In previous ...
On November 8, 2018 / By Dvorah Rut
Cards
The Truth About Rewards Credit Cards

Using cash as much as possible is definitely the way to go. And, making sure that you don’t spend more than you have budgeted is key to financial ...
On August 23, 2018 / By Dvorah Rut
Credit
6 Ways Your Low Credit Score Is Costing You Money

And why you want to do everything to improve your credit score What is a Low Credit Score? First, a quick refresher on FICO—your credit score. Everyone is ...
On August 16, 2018 / By Dvorah Rut
Credit
How to Build Credit

We’ve spoken quite a bit in previous blog articles about the importance of your credit score. A bad credit score impacts your entire financial life. In fact, bad ...
On July 26, 2018 / By Dvorah Rut
Credit
5 Myths About Debt

First, your path to financial freedom is not paved with debt. You still need to create a realistic budget, check it often and revise as necessary. You still ...
On June 14, 2018 / By Dvorah Rut
Credit
Spring Cleaning Your Credit Report

For most of the country, winter appears to be making its exit. Spring cleaning season is arriving. In addition to spring cleaning your home, you need to spring ...
On March 29, 2018 / By Dvorah Rut
Credit
Paying Your Bills Late Will Hurt Your Credit Score

Consistently paying your bills late will hurt your credit score. We’re not talking about bills that have been sent to collections, that is another matter. If you have ...
On February 22, 2018 / By Dvorah Rut
Credit
How To Repair Bad Credit Fast

If you’re reading this then you already know that your bad credit score is hurting you. You are not alone. According to credit.com, almost one-third of Americans have ...
On November 2, 2017 / By Dvorah Rut
Credit
Renting an Apartment with Bad Credit: Tips to Help You Succeed

Renting an apartment with bad credit can be a challenge, but it is not impossible. With some strategic planning and aggressive action, you can still get into the ...
On October 5, 2017 / By Dvorah Rut
Debt
Bad Credit and Can’t Get a Loan?

If you have bad credit or no credit history, it may seem that every door is closing in your face. You may be tempted to turn to payday ...
On August 3, 2017 / By Dvorah Rut

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Peerform Online Lending

Mobile Payment Apps are Mainstream December 6, 2018
Google Pay, Apple Pay, Alipay…Mobile payment apps have completely transformed the way we handle money today. Let’s take splitting the restaurant bill as an example. Are you digging around in your wallet looking for the right amount? Or are you “Venmo-ing?” Mobile payment apps are changing the way we send money to the kids, order […]
2018 Year-End Money Moves to Make Now November 29, 2018
You’ve survived Black Friday and Cyber Monday, and now you are looking at your holiday shopping and travel plans and (hopefully) checking your budget. It might seem like a busy time too focused on fun, but there are some 2018 year-end money moves you should make now. The deeper into December we go, the less […]
Peer to Peer Lending is an Amazing Fintech Platform for Today’s Consumer November 22, 2018
Among the fintech innovations, peer to peer lending has done the most for consumers with bad credit, no credit and those underserved by traditional lenders. Fintech innovations have without a doubt been the major disrupter of the global financial industry. Peer-to-peer lending, also known as marketplace lending has been one of the fastest growing segments […]
No More Post-Holiday Credit Card Bills You Cannot Afford November 15, 2018
Holiday shopping has begun! Well, it sure seems like it. Black Friday ads from the most popular retailers, including Best Buy, Amazon, Target and Walmart were released last week. How do you make sure your merry November and December shopping does not leave you with scary credit card bills in January? Being Cavalier Will Cost […]
How Multiple Credit Cards Affect Your Credit Score November 8, 2018
Credit cards are convenient, especially when you are traveling. But, how do multiple credit cards affect your credit score? How many credit cards do you need? In previous articles, we stressed the importance of using cash as much as possible. Charging your payments can mask the true amount of your expenditures. It is easy to […]