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Wondering Why You Have Different Credit Scores?

Wondering why you have different credit scores? You are not alone. Your credit score impacts everything in your life: loans, credit cards, mortgages, insurance, apartment leases, employment and ...
On September 26, 2019 / By Dvorah Rut
Cards
Credit Cards Can Save You Money?

Yes. There are times when credit cards can save you money. But, before you start celebrating, think about this: Using your credit card separates you from the reality ...
On September 5, 2019 / By Dvorah Rut
Credit
No, there is No Hack to Wipe Away Your Bad Credit

Wouldn’t it be great if you could wipe away your bad credit? Clean slate. Start over fresh. You can, but it takes time and effort. There is no ...
On August 29, 2019 / By Dvorah Rut
Credit
Can You Build Your Credit Score With a Personal Loan?

Guest Post by Andrew Rombach Your credit score might be one of the most important pieces of data about you. It’s used to determine not just your creditworthiness, ...
On June 6, 2019 / By Peerform
Credit
Is Credit Card Debt Consolidation a Good Idea?

Credit card debt consolidation might be a good thing if your credit card debt is overwhelming you. Do you feel there is no way out, to catch up ...
On January 10, 2019 / By Dvorah Rut
Cards
How Multiple Credit Cards Affect Your Credit Score

Credit cards are convenient, especially when you are traveling. But, how do multiple credit cards affect your credit score? How many credit cards do you need? In previous ...
On November 8, 2018 / By Dvorah Rut
Cards
The Truth About Rewards Credit Cards

Using cash as much as possible is definitely the way to go. And, making sure that you don’t spend more than you have budgeted is key to financial ...
On August 23, 2018 / By Dvorah Rut
Credit
6 Ways Your Low Credit Score Is Costing You Money

And why you want to do everything to improve your credit score What is a Low Credit Score? First, a quick refresher on FICO—your credit score. Everyone is ...
On August 16, 2018 / By Dvorah Rut
Credit
How to Build Credit

We’ve spoken quite a bit in previous blog articles about the importance of your credit score. A bad credit score impacts your entire financial life. In fact, bad ...
On July 26, 2018 / By Dvorah Rut
Credit
5 Myths About Debt

First, your path to financial freedom is not paved with debt. You still need to create a realistic budget, check it often and revise as necessary. You still ...
On June 14, 2018 / By Dvorah Rut

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Taking Out a Personal Loan: Is it the Right Time? November 7, 2019
There are times when taking out a personal loan can be beneficial. And, there are times when it might not be the best idea. It all comes down to one question: are you using the personal loan to invest in yourself? Taking out a personal loan can be one way to reach your long-term financial […]
Black Friday vs. Cyber Monday: Tips to Help you Make the Best of Both October 31, 2019
Black Friday vs. Cyber Monday, which one will help you meet your holiday shopping savings goals? Not very long ago, Black Friday was THE day to shop. But, as we gravitated more and more to online shopping, Cyber Monday became a real contender in the holiday shopping arena. In truth, if you shop smart, you […]
Tips for a Debt-Free Holiday Season October 24, 2019
The holidays are fast approaching. How do you make it a debt-free holiday season? Halloween is next week. Hopefully, you are already using the tips we gave in an earlier blog article for an affordable Halloween celebration. But the bigger holidays are still to come. For many, holiday preparations involve not only shopping but also […]
Apps Can Save You Money October 17, 2019
There are many reasons why you would want to use apps, but the biggest one is that apps can save you money. Usually, when we write about apps here on this blog, we are talking about financial apps that help you write and follow a budget, or automate your bill-paying and savings. But other kinds […]
Save Money on Halloween Spending This Year October 10, 2019
Halloween is one of those celebrations that retailers love! The National Retail Federation (NRF) says that consumers will spend $8.8 billion this year on Halloween, up slightly from 2018. When you are on a tight budget, you need to find ways to save money on Halloween spending. Budget for Halloween As with everything, the first step […]