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Credit
Wondering Why You Have Different Credit Scores?

Wondering why you have different credit scores? You are not alone. Your credit score impacts everything in your life: loans, credit cards, mortgages, insurance, apartment leases, employment and ...
On September 26, 2019 / By Dvorah Rut
Cards
Credit Cards Can Save You Money?

Yes. There are times when credit cards can save you money. But, before you start celebrating, think about this: Using your credit card separates you from the reality ...
On September 5, 2019 / By Dvorah Rut
Credit
No, there is No Hack to Wipe Away Your Bad Credit

Wouldn’t it be great if you could wipe away your bad credit? Clean slate. Start over fresh. You can, but it takes time and effort. There is no ...
On August 29, 2019 / By Dvorah Rut
Credit
Can You Build Your Credit Score With a Personal Loan?

Guest Post by Andrew Rombach Your credit score might be one of the most important pieces of data about you. It’s used to determine not just your creditworthiness, ...
On June 6, 2019 / By Peerform
Credit
Is Credit Card Debt Consolidation a Good Idea?

Credit card debt consolidation might be a good thing if your credit card debt is overwhelming you. Do you feel there is no way out, to catch up ...
On January 10, 2019 / By Dvorah Rut
Cards
How Multiple Credit Cards Affect Your Credit Score

Credit cards are convenient, especially when you are traveling. But, how do multiple credit cards affect your credit score? How many credit cards do you need? In previous ...
On November 8, 2018 / By Dvorah Rut
Cards
The Truth About Rewards Credit Cards

Using cash as much as possible is definitely the way to go. And, making sure that you don’t spend more than you have budgeted is key to financial ...
On August 23, 2018 / By Dvorah Rut
Credit
6 Ways Your Low Credit Score Is Costing You Money

And why you want to do everything to improve your credit score What is a Low Credit Score? First, a quick refresher on FICO—your credit score. Everyone is ...
On August 16, 2018 / By Dvorah Rut
Credit
How to Build Credit

We’ve spoken quite a bit in previous blog articles about the importance of your credit score. A bad credit score impacts your entire financial life. In fact, bad ...
On July 26, 2018 / By Dvorah Rut
Credit
5 Myths About Debt

First, your path to financial freedom is not paved with debt. You still need to create a realistic budget, check it often and revise as necessary. You still ...
On June 14, 2018 / By Dvorah Rut

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Peerform Online Lending

4 Ways Social Media Can Derail Your Financial Goals December 12, 2019
Not so long ago, there were no social media platforms. It may be difficult to imagine. But, the internet, known then as the “world wide web” was a tool for researchers and the defense establishment. Consumers relied on conventional print and television media, and word of mouth when making decisions about what products to buy […]
How to Stay Safe from Porch Pirates and Cyber Thieves December 5, 2019
Porch pirates? Aren’t pirates on the high seas? Sadly, pirates have come onshore…to your porch…where they grab those packages that you ordered. Incidents of Package Theft are Increasing Almost 24 percent of Americans have fallen victim to porch pirates according to an online survey conducted by Shorr Packaging Corporation. A C+R Research survey found that […]
Last-Minute Money Tasks for 2019 November 28, 2019
Don’t miss out on these last-minute money tasks for 2019. Take advantage of the time remaining this year to save money and improve your financial health in 2020. If you’re reading this while relaxing after a delicious Thanksgiving meal, be sure to check out our previous blog post about Black Friday and Cyber Monday. What’s […]
10 Healthy Money Habits November 21, 2019
Developing healthy money habits can be a challenge. It’s kind of like those fitness goals we set for ourselves every January. But, without healthy money habits, you will never reach your financial goals. Financial Stress Impacts Your Physical and Mental Health Staying healthy is probably at the top of your bucket list. But what about […]
Earn Extra Money in the Gig Economy November 14, 2019
These days just about everyone is looking for ways to earn extra money. Budgets are tight. We have massive amounts of student loan debt. Credit card and other high-interest rate debt are hampering our ability to reach our financial goals. Millions of American consumers are living paycheck-to-paycheck, barely able to meet their monthly obligations. Saving […]