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Wondering Why You Have Different Credit Scores?

Wondering why you have different credit scores? You are not alone. Your credit score impacts everything in your life: loans, credit cards, mortgages, insurance, apartment leases, employment and ...
On September 26, 2019 / By Dvorah Rut
Cards
Credit Cards Can Save You Money?

Yes. There are times when credit cards can save you money. But, before you start celebrating, think about this: Using your credit card separates you from the reality ...
On September 5, 2019 / By Dvorah Rut
Credit
No, there is No Hack to Wipe Away Your Bad Credit

Wouldn’t it be great if you could wipe away your bad credit? Clean slate. Start over fresh. You can, but it takes time and effort. There is no ...
On August 29, 2019 / By Dvorah Rut
Credit
Can You Build Your Credit Score With a Personal Loan?

Guest Post by Andrew Rombach Your credit score might be one of the most important pieces of data about you. It’s used to determine not just your creditworthiness, ...
On June 6, 2019 / By Peerform
Credit
Is Credit Card Debt Consolidation a Good Idea?

Credit card debt consolidation might be a good thing if your credit card debt is overwhelming you. Do you feel there is no way out, to catch up ...
On January 10, 2019 / By Dvorah Rut
Cards
How Multiple Credit Cards Affect Your Credit Score

Credit cards are convenient, especially when you are traveling. But, how do multiple credit cards affect your credit score? How many credit cards do you need? In previous ...
On November 8, 2018 / By Dvorah Rut
Cards
The Truth About Rewards Credit Cards

Using cash as much as possible is definitely the way to go. And, making sure that you don’t spend more than you have budgeted is key to financial ...
On August 23, 2018 / By Dvorah Rut
Credit
6 Ways Your Low Credit Score Is Costing You Money

And why you want to do everything to improve your credit score What is a Low Credit Score? First, a quick refresher on FICO—your credit score. Everyone is ...
On August 16, 2018 / By Dvorah Rut
Credit
How to Build Credit

We’ve spoken quite a bit in previous blog articles about the importance of your credit score. A bad credit score impacts your entire financial life. In fact, bad ...
On July 26, 2018 / By Dvorah Rut
Credit
5 Myths About Debt

First, your path to financial freedom is not paved with debt. You still need to create a realistic budget, check it often and revise as necessary. You still ...
On June 14, 2018 / By Dvorah Rut

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#creditscores went up. #Debt went up too. Apparently, our #FinancialHealth2020 is not improving much.… https://t.co/bSmAelngGQ

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Peerform Online Lending

Tips to Get Rid of Debt January 16, 2020
There was good news this week—more than half of American consumers have credit scores above 700. A good credit score like this will save you money when you apply for financing. However, at the same time, the number of consumers carrying debt is rising. Meaning that consumers are not improving their overall financial health. How […]
Peer to Peer Lending: A Look Back on 2019 January 9, 2020
Peer to Peer Lending (P2P) or marketplace lending has proven itself to be a permanent player in the fintech (financial technology) industry. Apart from a few dark clouds in China, there are no signs of a slowdown in the phenomenal growth of online lending platforms. While P2P lending has yet to disrupt the financial industry […]
How to Ask for a Raise: 5 Tips to Get the Salary You Want January 2, 2020
Have you made your 2020 financial resolutions? Is increasing your savings or getting rid of debt on the list? One way to get more money flowing to your financial goals is to ask for a raise. In previous blog posts we wrote about the two primary paths to securing more money: increase your income or […]
Tips to Maximize Your Savings on a Small Income December 26, 2019
You want to maximize your savings. You live on a small income. It seems like an impossible dream, right? But it isn’t. Why is Maximizing Your Savings Important? You need money to source your goals. And we all have goals. Let’s take some simple examples: Replacing your mattress Upgrading your wardrobe Buying a new car […]
New Year’s Resolutions Revisited December 19, 2019
Are you working on your New Year’s resolutions? “A New Year’s resolution is a tradition…in which a person resolves to change an undesired trait or behavior, to accomplish a personal goal or otherwise improve their life.” Wikipedia 93% of people make New Year’s resolutions. (American Psychological Association) 45% of people give up on their resolutions […]