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7 Tips to Protect Your Personal Identity

Today, we can engage in virtually all aspects of our lives through a digital medium. We shop, pay bills, book travel, check our financial accounts, apply for loans ...
On February 13, 2020 / By Dvorah Rut
Credit
A Line of Credit or a Personal Loan: What’s the Difference?

A line of credit and a personal loan are both instruments of financing, but what is the difference between them? And how do they impact your credit score? ...
On February 6, 2020 / By Dvorah Rut
Credit
Wondering Why You Have Different Credit Scores?

Wondering why you have different credit scores? You are not alone. Your credit score impacts everything in your life: loans, credit cards, mortgages, insurance, apartment leases, employment and ...
On September 26, 2019 / By Dvorah Rut
Cards
Credit Cards Can Save You Money?

Yes. There are times when credit cards can save you money. But, before you start celebrating, think about this: Using your credit card separates you from the reality ...
On September 5, 2019 / By Dvorah Rut
Credit
No, there is No Hack to Wipe Away Your Bad Credit

Wouldn’t it be great if you could wipe away your bad credit? Clean slate. Start over fresh. You can, but it takes time and effort. There is no ...
On August 29, 2019 / By Dvorah Rut
Credit
Can You Build Your Credit Score With a Personal Loan?

Guest Post by Andrew Rombach Your credit score might be one of the most important pieces of data about you. It’s used to determine not just your creditworthiness, ...
On June 6, 2019 / By Peerform
Credit
Is Credit Card Debt Consolidation a Good Idea?

Credit card debt consolidation might be a good thing if your credit card debt is overwhelming you. Do you feel there is no way out, to catch up ...
On January 10, 2019 / By Dvorah Rut
Cards
How Multiple Credit Cards Affect Your Credit Score

Credit cards are convenient, especially when you are traveling. But, how do multiple credit cards affect your credit score? How many credit cards do you need? In previous ...
On November 8, 2018 / By Dvorah Rut
Cards
The Truth About Rewards Credit Cards

Using cash as much as possible is definitely the way to go. And, making sure that you don’t spend more than you have budgeted is key to financial ...
On August 23, 2018 / By Dvorah Rut
Credit
6 Ways Your Low Credit Score Is Costing You Money

And why you want to do everything to improve your credit score What is a Low Credit Score? First, a quick refresher on FICO—your credit score. Everyone is ...
On August 16, 2018 / By Dvorah Rut

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How to Stay Committed to Your Retirement Savings February 27, 2020
It’s easy to set up a 401(k) or IRA. Yet, more than half of Americans say they are not where they should be in their retirement savings. (Bankrate 2019 financial security survey) And 38% of the people surveyed said they don’t have a retirement savings account at all. How can you stay committed to your […]
Top 10 Money Tips from the Financial Experts February 20, 2020
It’s always great to have money tips from the experts to help us meet our financial objectives. According to all the surveys, improving our financial lives was the second most popular New Year’s resolution for Americans in 2020. Taking first place was getting in shape. And, as we’ve reported before, most resolutions are already forgotten […]
7 Tips to Protect Your Personal Identity February 13, 2020
Today, we can engage in virtually all aspects of our lives through a digital medium. We shop, pay bills, book travel, check our financial accounts, apply for loans and connect with family and friends around the world. But this global, digital village creates risks too. How do you protect your personal identity from scammers and […]
A Line of Credit or a Personal Loan: What’s the Difference? February 6, 2020
A line of credit and a personal loan are both instruments of financing, but what is the difference between them? And how do they impact your credit score? What is a Line of Credit? According to Wikipedia, a line of credit is: A credit facility extended by a bank or other financial institution to a […]
Houseplants on a Small Budget: 4 Easy Tips January 30, 2020
Credit scores are up, or maybe they’re going to go down. Consumer debt is increasing. Our financial health is not improving. That’s what the headlines tell us. Tucked in between all this great news is something else: people are spending a fortune on houseplants. But can you afford houseplants on a small budget? Yes, you […]