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Credit
Can You Build Your Credit Score With a Personal Loan?

Guest Post by Andrew Rombach Your credit score might be one of the most important pieces of data about you. It’s used to determine not just your creditworthiness, ...
On June 6, 2019 / By Peerform
Credit
Is Credit Card Debt Consolidation a Good Idea?

Credit card debt consolidation might be a good thing if your credit card debt is overwhelming you. Do you feel there is no way out, to catch up ...
On January 10, 2019 / By Dvorah Rut
Cards
How Multiple Credit Cards Affect Your Credit Score

Credit cards are convenient, especially when you are traveling. But, how do multiple credit cards affect your credit score? How many credit cards do you need? In previous ...
On November 8, 2018 / By Dvorah Rut
Cards
The Truth About Rewards Credit Cards

Using cash as much as possible is definitely the way to go. And, making sure that you don’t spend more than you have budgeted is key to financial ...
On August 23, 2018 / By Dvorah Rut
Credit
6 Ways Your Low Credit Score Is Costing You Money

And why you want to do everything to improve your credit score What is a Low Credit Score? First, a quick refresher on FICO—your credit score. Everyone is ...
On August 16, 2018 / By Dvorah Rut
Credit
How to Build Credit

We’ve spoken quite a bit in previous blog articles about the importance of your credit score. A bad credit score impacts your entire financial life. In fact, bad ...
On July 26, 2018 / By Dvorah Rut
Credit
5 Myths About Debt

First, your path to financial freedom is not paved with debt. You still need to create a realistic budget, check it often and revise as necessary. You still ...
On June 14, 2018 / By Dvorah Rut
Credit
Spring Cleaning Your Credit Report

For most of the country, winter appears to be making its exit. Spring cleaning season is arriving. In addition to spring cleaning your home, you need to spring ...
On March 29, 2018 / By Dvorah Rut
Credit
Paying Your Bills Late Will Hurt Your Credit Score

Consistently paying your bills late will hurt your credit score. We’re not talking about bills that have been sent to collections, that is another matter. If you have ...
On February 22, 2018 / By Dvorah Rut
Credit
How To Repair Bad Credit Fast

If you’re reading this then you already know that your bad credit score is hurting you. You are not alone. According to credit.com, almost one-third of Americans have ...
On November 2, 2017 / By Dvorah Rut

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Peerform Online Lending

Europe on a Budget: 5 Money-Saving Tips July 11, 2019
How can you go to Europe on a budget? Lots of consumers are asking this question because Europe can be a great destination. Even with limited financial resources, getting out of the country and exploring new venues is fun and a great way to recharge. Travel can be expensive, no matter where you go. But […]
Summer Sales: 6 Items Worth Buying July 4, 2019
Summer Sales are lots of fun, especially when you’re able to snag some real bargains. But those promos can be very enticing. You may even forget all about your budget. While you are out there bargain-hunting, be sure to keep your financial goals in mind. And remember…pay with cash, or if you charge it, be […]
6 Ways to Change Your Lifestyle and Save Money June 27, 2019
Have you been tracking your money? And budgeting? Probably you’re finding a lot of money that’s going toward stuff you don’t need. One way to get that money back and put it to work for you is to change your lifestyle. What is your lifestyle? Put simply, your lifestyle is your set of behaviors that […]
How to Budget Your Money So You Have More of It June 20, 2019
No matter how much income you have, if you don’t budget your money, you will find yourself with no money at the end of the month. Even if you take on a side gig, if you do not budget your money, your side hustle income will do little to help you cover your monthly expenses. […]
Last Minute Father’s Day Gift Guide June 13, 2019
If you haven’t already lined up your Father’s Day gift, you still have a little time, but not much. First of all, as we always say, honoring Dad doesn’t mean busting your budget. The National Retail Federation says that Americans will spend a total of around $16 billion on Father’s Day. If you have the […]