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Credit
Is Credit Card Debt Consolidation a Good Idea?

Credit card debt consolidation might be a good thing if your credit card debt is overwhelming you. Do you feel there is no way out, to catch up ...
On January 10, 2019 / By Dvorah Rut
Cards
How Multiple Credit Cards Affect Your Credit Score

Credit cards are convenient, especially when you are traveling. But, how do multiple credit cards affect your credit score? How many credit cards do you need? In previous ...
On November 8, 2018 / By Dvorah Rut
Cards
The Truth About Rewards Credit Cards

Using cash as much as possible is definitely the way to go. And, making sure that you don’t spend more than you have budgeted is key to financial ...
On August 23, 2018 / By Dvorah Rut
Credit
6 Ways Your Low Credit Score Is Costing You Money

And why you want to do everything to improve your credit score What is a Low Credit Score? First, a quick refresher on FICO—your credit score. Everyone is ...
On August 16, 2018 / By Dvorah Rut
Credit
How to Build Credit

We’ve spoken quite a bit in previous blog articles about the importance of your credit score. A bad credit score impacts your entire financial life. In fact, bad ...
On July 26, 2018 / By Dvorah Rut
Credit
5 Myths About Debt

First, your path to financial freedom is not paved with debt. You still need to create a realistic budget, check it often and revise as necessary. You still ...
On June 14, 2018 / By Dvorah Rut
Credit
Spring Cleaning Your Credit Report

For most of the country, winter appears to be making its exit. Spring cleaning season is arriving. In addition to spring cleaning your home, you need to spring ...
On March 29, 2018 / By Dvorah Rut
Credit
Paying Your Bills Late Will Hurt Your Credit Score

Consistently paying your bills late will hurt your credit score. We’re not talking about bills that have been sent to collections, that is another matter. If you have ...
On February 22, 2018 / By Dvorah Rut
Credit
How To Repair Bad Credit Fast

If you’re reading this then you already know that your bad credit score is hurting you. You are not alone. According to credit.com, almost one-third of Americans have ...
On November 2, 2017 / By Dvorah Rut
Credit
Renting an Apartment with Bad Credit: Tips to Help You Succeed

Renting an apartment with bad credit can be a challenge, but it is not impossible. With some strategic planning and aggressive action, you can still get into the ...
On October 5, 2017 / By Dvorah Rut

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Peerform Online Lending

Medical Loan with Bad Credit May 16, 2019
Can You Get a Medical Loan With Bad Credit? Healthcare costs are plunging more and more Americans into debt. This reality has been created by a number of converging factors, all of which work against you: skyrocketing costs of medical care, higher costs of health insurance premiums, and more out-of-pocket and uncovered medical procedures. If […]
Adult Kids Living at Home: Protect Your Finances May 9, 2019
The number of adult kids living at home is on the rise. Aside from the challenges of living peacefully with adult children who have some autonomy, this trend is putting parents at financial risk. According to recent statistics reported in Yahoo Finance, more than 14 million young adults between the ages of 23 to 27 […]
7 Mother’s Day Gifts that Mom Will Love May 2, 2019
Mother’s Day is only a week and a half away. Time to start thinking about Mother’s Day gifts if you haven’t already. Making the day special for Mom does not mean you have to go into debt. Back at the beginning of the year, when you were making your 2019 budget, hopefully, you remembered to […]
10 Awesome Graduation Gifts That Won’t Break Your Budget April 25, 2019
The next two months are filled with events, including graduation ceremonies. If your kids or friends’ kids are graduating from school, now is a good time to start thinking about graduation gifts. Protecting your budget during these months is going to require a lot of discipline. And according to all the statistics, most American’s are […]
10 Ways to Contribute to Earth Day (and Your Wallet) April 18, 2019
Earth Day will be celebrated this Monday, April 22d. The day marks the anniversary of the environmental movement, which began in 1970. Around the world, large and small-scale events are planned to mark the day and to reinvigorate a global focus on environmental protection. In America, policymakers are debating the merits of a proposed New […]