All About CreditPeerform | Peer to Peer Lending Blog

Browsing Category Credit

Cards
Credit Cards Can Save You Money?

Yes. There are times when credit cards can save you money. But, before you start celebrating, think about this: Using your credit card separates you from the reality ...
On September 5, 2019 / By Dvorah Rut
Credit
No, there is No Hack to Wipe Away Your Bad Credit

Wouldn’t it be great if you could wipe away your bad credit? Clean slate. Start over fresh. You can, but it takes time and effort. There is no ...
On August 29, 2019 / By Dvorah Rut
Credit
Can You Build Your Credit Score With a Personal Loan?

Guest Post by Andrew Rombach Your credit score might be one of the most important pieces of data about you. It’s used to determine not just your creditworthiness, ...
On June 6, 2019 / By Peerform
Credit
Is Credit Card Debt Consolidation a Good Idea?

Credit card debt consolidation might be a good thing if your credit card debt is overwhelming you. Do you feel there is no way out, to catch up ...
On January 10, 2019 / By Dvorah Rut
Cards
How Multiple Credit Cards Affect Your Credit Score

Credit cards are convenient, especially when you are traveling. But, how do multiple credit cards affect your credit score? How many credit cards do you need? In previous ...
On November 8, 2018 / By Dvorah Rut
Cards
The Truth About Rewards Credit Cards

Using cash as much as possible is definitely the way to go. And, making sure that you don’t spend more than you have budgeted is key to financial ...
On August 23, 2018 / By Dvorah Rut
Credit
6 Ways Your Low Credit Score Is Costing You Money

And why you want to do everything to improve your credit score What is a Low Credit Score? First, a quick refresher on FICO—your credit score. Everyone is ...
On August 16, 2018 / By Dvorah Rut
Credit
How to Build Credit

We’ve spoken quite a bit in previous blog articles about the importance of your credit score. A bad credit score impacts your entire financial life. In fact, bad ...
On July 26, 2018 / By Dvorah Rut
Credit
5 Myths About Debt

First, your path to financial freedom is not paved with debt. You still need to create a realistic budget, check it often and revise as necessary. You still ...
On June 14, 2018 / By Dvorah Rut
Credit
Spring Cleaning Your Credit Report

For most of the country, winter appears to be making its exit. Spring cleaning season is arriving. In addition to spring cleaning your home, you need to spring ...
On March 29, 2018 / By Dvorah Rut

@peerform on Twitter

7 Options for Your First Credit Card - NerdWallet https://t.co/Zni37s2bH8

18h ago
Good advice here. https://t.co/wfWTZXG5pX https://t.co/GGwzJ1oe0r

3d ago
There are times that #creditcards can save you money. But you still need to pay your bills on time and keep your b… https://t.co/FHxPXI6Tj4

4d ago

Peerform Online Lending

5 Tips to Help You Save Money on Pet Care September 12, 2019
Seventy percent of American households include at least one pet. There are dog families, cat families and there are some “blended” families. If you don’t have a strategy to save money on pet care, you can easily go broke. According to the American Pet Products Association, total spending on pet care in 2018 was more […]
Credit Cards Can Save You Money? September 5, 2019
Yes. There are times when credit cards can save you money. But, before you start celebrating, think about this: Using your credit card separates you from the reality of how much money you are spending. It can be easy to charge for purchases that you can’t afford because you don’t feel the pain of taking […]
No, there is No Hack to Wipe Away Your Bad Credit August 29, 2019
Wouldn’t it be great if you could wipe away your bad credit? Clean slate. Start over fresh. You can, but it takes time and effort. There is no fix-quick scheme just like there is no get-rich-quick scheme. Those advertisements you see offering to instantly repair your credit…avoid them! Those Promises to Wipe Away Your Bad […]
How do I Handle a Sudden Drop in Income? August 22, 2019
Life is full of surprises. Some of them are unpleasant. Like finding out your job has suddenly gone from full-time to part-time, with half the pay. If you were living paycheck-to-paycheck, this sudden drop in income could be devastating. Maybe you get a divorce or break up with your partner. You used to have two […]
Get Ready for 2020 August 15, 2019
Get ready for 2020? I know it’s just August. And it’s still 2019—the perfect time to start preparing for your 2020 savings goals. Why? Because your ability to meet your 2020 savings goals depends on how you finish out 2019. It may be only August and most of us are sweltering in the summer heat. […]