Peerform is a peer-to-peer lending platform that connects people who want to borrow money with investors. Peerform provides 3-year terms personal loans ranging from $1,000 to $25,000 online : borrowers create listings for a fixed-rate personal loan and are then funded by investors who chose their target return and build their portfolios. Peerform offers investors a new asset class with which they can diversify and optimize their portfolio.

Peer-to-peer lending is an alternative to the banking system that provides better interest rates for borrowers along with better returns for investors, by eliminating intermediation between parties.

Peerform was created in September 2009 by a solid team of professionals from financial services, strategy consulting, technology, and consumer products.