Personal Finance Blogs Are Making Us Smarter But Will The “Smarts” Last?

Dave Ramsey and Suze Orman have more competition than they can imagine. People now turn to Personal Finance blogs on the web for the inspiration and advice they need to ...

Do Wall Street Bailouts Justify An Individual Strategic Bankruptcy?

One of the more acute & hilarious coinages in Coupland’s groundbreaking 1991 novel, “Generation X,” was 20-somethings’ “divorce assumption,” a form of Safety Net-ism where 20-somethings believed that if a ...

Repair Your Own Credit Now. Here’s How

Right now the economy sucks. Period.  But it won’t suck forever. More people than ever today are having a trouble with their credit scores because of debt and repayment problems. This ...

Alternative Ways To Borrow Money and Save Money

Traditional banks used to be the go to place for people looking to borrow money or saving for a rainy day. However, due to a rise in bank fees, banking ...

Personal Loans Do’s and Don’ts

There are various reasons that justify applying for a personal loan. Some people need financing to complete home improvement projects or renovations, whereas another person might apply for a personal ...

Spotlight

Inside Story of How Personal Loans Works

The majority of loan applicants do not have a background in personal ...

The Most Successful Business Sector in This Down Economy

The U.S. economy currently faces a stiff challenge, with a number of ...

What’s Worst The 1929 Great Depression or 2011 Depression?

I remember my grandmother telling me about growing up in Chicago during ...

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Top 20 Books to Help You With Financial Planning

Classes on personal finance are not mandatory in college and high school. For this reason, many adults go through life without fully understanding how to manage money and take control of their finances. However, lack of training in money management isn’t an excuse to make unwise financial decisions — especially since there are a multitude [...]

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Top 20 Tools For Freelance Workers

Starting a freelance business whether full time or part time can be a rewarding experience but it is important to know the tricks of the trade so that freelancers can get the most out of their business. There are 20 tools that freelance workers should consider when beginning freelancing. 1. A computer. Freelance workers need [...]

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Is the Economy Recovering? 10 Reasons Why It Is

The state of the current economy is a daily topic in the news today. With record foreclosure rates and the number of people currently unemployed many people might feel that the U.S. is in a downward spiral. However, current trends have shown that though the economy has not completely rebounded there are at least 10 [...]

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Top 10 Scams When It Comes to Getting a Personal Loan

Applying for a personal loan during hard economic times opens the door to potential scams. The majority of lenders  and banks are trustworthy and would never act in an unprofessional manner. These banks have the applicant’s best interest in mind, and they aim to offer the best loan products on the market. But when an [...]

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Small Business Are Using Pawnshops Loans to Meet Payroll

A (Bad) Sign of the Times: Small Business Using Pawnshops Loans to Meet Payroll

OK – this is bad. Over the last 10 years, small businesses have been the predominate driver of job growth, and hiring in this sector has always been a first and encouraging sign of any economic recovery. Given that we’re now well into a year of “recovery” from the recession triggered by the financial crisis [...]

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The Biggest Financial Scandals of All Times

The financial world is no stranger to scandals and greediness. There’s a mastermind behind every corporate financial scam, and the appetite for wealth and power has given birth to some of the biggest con artists. Some fraudulent corporations and businessmen are able to run their operations for years without anyone questioning their activities. However, one [...]

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Top 10 Gangsters That Were Very Business Savvy

The word gangster might invoke images of wannabe thugs showing off their toughness or bad boy persona. But in the face of real danger, some of these so-called gangsters might run for the hills. Real gangsters aren’t afraid of danger and they know the true definition of ruthless. Drugs, gambling, and prostitution are a gangster’s [...]

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List of the Hottest Celebrities that Are Broke and What You Can Learn From Them

Most of us envy celebrities and their glittering lives. However, hard as it may seem, celebrities seem to go broke equally spectacularly. Often it is result of overspending and little financial prudence. 1. Courtney Love Courtney Love is no stranger to controversy. From troubled teens to the much talked about marriage with the late Kurt [...]

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Top 15 Get Rich Quick Schemes That You Should Stay Away From

Of course everyone wants to make easy money at home. Who wants to commute for an hour one way to a job in a major city? The answer is no one, but that is usually where the jobs are located in some areas of the country. Most people bristle at having to spend more money [...]

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The Five Most Capitalistic Countries in The World

1. Germany Capitalism in Germany is found in its institutions such as banking and educational systems. German industries have prospered because the country has made it a priority to train its labor force to succeed in various industries. These various systems have worked together to make a robust capitalistic market for the country. The German [...]

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